<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>typewriter people &#187; articles</title>
	<atom:link href="https://www.typewriterpeople.com/category/articles/feed/" rel="self" type="application/rss+xml" />
	<link>https://www.typewriterpeople.com</link>
	<description>untimely journalism</description>
	<lastBuildDate>Sun, 07 May 2017 15:57:07 +0000</lastBuildDate>
	<language>en-US</language>
		<sy:updatePeriod>hourly</sy:updatePeriod>
		<sy:updateFrequency>1</sy:updateFrequency>
	<generator>https://wordpress.org/?v=3.9.40</generator>
	<item>
		<title>A Vindication of Bobby Fischer in the Age of Computer Chess</title>
		<link>https://www.typewriterpeople.com/a-vindication-of-bobby-fischer-in-the-age-of-computer-chess/</link>
		<comments>https://www.typewriterpeople.com/a-vindication-of-bobby-fischer-in-the-age-of-computer-chess/#comments</comments>
		<pubDate>Thu, 09 Jan 2014 06:05:51 +0000</pubDate>
		<dc:creator><![CDATA[Josh Davis]]></dc:creator>
				<category><![CDATA[articles]]></category>

		<guid isPermaLink="false">http://www.typewriterpeople.com/?p=144</guid>
		<description><![CDATA[In 1992, a 49-year-old Bobby Fischer emerged from a 20-year seclusion to play for a $5 million prize against Borris Spassky in Sveti Stefan, Yugoslavia. One of the spectators that showed up to watch the match was an 81-year-old Russian grandmaster whom Fischer had never met named Andrei Lilienthal, who was living across the border [&#8230;]]]></description>
				<content:encoded><![CDATA[<div id="attachment_150" style="width: 264px" class="wp-caption alignright"><img class="size-full wp-image-150  " alt="fischer 5" src="http://www.typewriterpeople.com/wp-content/uploads/2013/12/fischer-5.jpg" width="254" height="198" /><p class="wp-caption-text"><center>Fischer<center></center></center></p></div>
<p>In 1992, a 49-year-old Bobby Fischer emerged from a 20-year seclusion to play for a $5 million prize against Borris Spassky in Sveti Stefan, Yugoslavia. One of the spectators that showed up to watch the match was an 81-year-old Russian grandmaster whom Fischer had never met named Andrei Lilienthal, who was living across the border in Budapest. Fischer&#8217;s words of greeting:</p>
<blockquote><p>&#8220;Hastings, 1934/35: the queen sacrifice against Capablanca. Brilliant!&#8221;</p>
<p><span id="more-144"></span></p></blockquote>
<p>Here, Fischer was referring to a match that took place nine years before he was born, between two chess masters he had never met. It was a moment of pride for the old grandmaster, one that he would never forget (Brady 251).</p>
<p>Frank Brady has done a great service in the publication of the newest biography of Fischer, <em>Endgame: Bobby Fischer&#8217;s Remarkable Rise and Fall</em>. Brady&#8217;s biography will certainly do a lot in the way of clearing up many popular myths about the man and his life. Throughout the book, which fills 411 pages, we are given glimpses into the real story, which is nothing if not complex. How do we reconcile the darker sides of Fischer, his anti-Semitic and anti-American remarks, his ridiculous demands, with his charming moments, like the one mentioned above? Using Brady&#8217;s biography and other sources, I here attempt to clear up some myths and to offer some original ideas about the man.</p>
<p>In Brady&#8217;s book, he makes reference to a particular article written for <em>Harper&#8217;s</em> in 1962, when Fischer was 18. Fischer&#8217;s resume at this time was already impressive. He had just won his fourth consecutive U.S. Championship, the first when he was only fourteen. Perhaps more impressively, at the age of 15 Fischer had succeeded in the first round of the Candidates tournament, to be one of six vying for a chance to play for the World Championship against Botvinnik. Eventually, Fischer lost in the final round to the 22-year-old Mikhail Tal. (More on this later.)</p>
<p>The <em>Harper&#8217;s </em>article was written by Ralph Ginzburg, a journalist who had worked for <em>Look</em> and <em>Esquire. </em>Ginzburg would later be indicted and serve time for publishing obscenity in a pseudo-pornographic magazine that he founded called <em>Eros</em>. It might be fair to say that Ginzburg had a penchant for seediness and sensationalism. In many ways, the publication of the <em>Harper&#8217;s</em> article would be a turning point for Fischer in the way Fischer viewed journalists in general. On account of its popularity, the article was also a turning point in how the media and public at large viewed Fischer.</p>
<p>We will never know how much of what Ginzburg related was factual because, when questioned, Ginzburg claimed to have destroyed all of the research materials. Still Brady, who knew Fischer personally and who can rightfully claim to know more about Fischer than anyone, refers to the article as a &#8220;penned mugging.&#8221;</p>
<p>Upon first reading the article, nothing really stood out to me as particularly heinous or spurious. In the lengthy quotes that Ginzburg attributes to Fischer, Ginzburg seems to have Fischer&#8217;s dialect down pat, and many of the things that the 18-year-old Fischer says seem to foreshadow remarks that he would make later in life. On the other hand, it would not have been difficult for Ginzburg to emulate Fischer&#8217;s way of speaking, since they both haled from the Bronx. Still, the young Fischer was livid when he came across the article reprinted in the British magazine <em>Chess.</em> From Brady:</p>
<blockquote><p>Previous to this, Bobby had been wary of journalists. The Ginzburg article, though, sent him into a permanent fury and created a distrust of reporters that lasted the rest of his life. When anyone asked about the article, he would scream: &#8216;I don&#8217;t want to talk about it! Don&#8217;t ever mention Ginzburg&#8217;s name to me!&#8217; (Brady 138)</p></blockquote>
<p>How are we to tease out truth from sensationalism in this case?</p>
<p><em>Background</em><br />
Fischer&#8217;s life is as much the story of the angelic and Herculean benefactors that protected him as it is that of the greatest chess player of all time. First and foremost of these was Regina Fischer, his mother. She was perhaps the lone angel of the group, because, with her charm, wit, brilliance, and endless industry, she brought the others into his life.</p>
<p>It is not an exaggeration to say that Bobby was born into poverty. In the midst of World War II, Regina had first fled Stalinist anti-Semitism to France. Then, as the Germans were preparing to invade France, she fled again to the United States with her young daughter Joan. Her husband, Hans Gerhardt Fischer, a biophysicist, was unable to come along on account of his German citizenship. Regina had had to leave behind the six years of study she had put in towards becoming a medical doctor in Moscow without obtaining a degree. Upon arriving in America a single mother stripped of her credentials, Regina traveled to numerous states, working different jobs. At some point during this time, Bobby was conceived. When Bobby was born, Regina was living in a shelter for single mothers in Chicago, and Joan was staying with her grandfather. When Regina had Joan sent to the shelter to be with her, she was not admitted, and the family was kicked out of the shelter. Regina put up a fight, which led to charges against her, which where later dropped.</p>
<p>Bobby&#8217;s first years were nomadic ones, with Regina moving as far West as California, working numerous jobs as a &#8220;welder, school teacher, riveter, farm worker, and stenographer,&#8221; before finally settling in the Bronx, New York. (Brady)</p>
<p>New York seems to have brought a measure of stability, but also seemingly endless hours of work for Regina. She worked mainly as a stenographer, returned to school to become a nurse, and also relied on some government assistance to get by. She would eventually not only get her nursing degree, but go on to obtain her M.D.</p>
<p><a href="http://www.typewriterpeople.com/wp-content/uploads/2013/12/fischer-2.jpg"><img class="size-full wp-image-146 alignright" alt="fischer 2" src="http://www.typewriterpeople.com/wp-content/uploads/2013/12/fischer-2.jpg" width="198" height="255" /></a>A close examination of the events shows this much to be clear about Regina: She was a dedicated mother in an extremely compromised position who did everything in her power for her children.</p>
<p>When Regina was not around,  Bobby was in the care of Joan. Still, Regina tried to keep them mentally occupied by providing board games and puzzles for their diversion, always emphasizing the importance of education. One of these games was a plastic chess board, brought from the candy store for a dollar. The young Joan and Bobby learned to play on their own, with Joan reading the instructions. <span style="line-height: 1.5;">Bobby had shown an immediate strength and fascination in the game, which may have contributed to Joan&#8217;s blase attitude about it. Thus, Bobby was left with no partners to play against in this two person sport, and spent time playing games against himself. </span></p>
<p><span style="line-height: 1.5;">As Bobby became older, it became clear to Regina that there was something amiss. While Joan progressed normally and was an exceptional student, Bobby seemed to have trouble relating to others in any context, and his chess obsession grew.</span></p>
<div id="attachment_152" style="width: 235px" class="wp-caption alignright"><a href="http://www.typewriterpeople.com/wp-content/uploads/2013/12/regina-1.jpg"><img class="size-full wp-image-152  " alt="regina 1" src="http://www.typewriterpeople.com/wp-content/uploads/2013/12/regina-1.jpg" width="225" height="225" /></a><p class="wp-caption-text">Regina protesting solo outside the White House, trying to get a ticket for her son to the Candidates tournament.</p></div>
<p>In Brady&#8217;s book, we can see clearly that Regina&#8217;s behavior is that of a worried mother. She brought him to numerous counselors and doctors, something that could not have been easy given her meager income at the time. She was not below asking for <em>pro bono</em> help. Most of the doctors dismissed her claims. The typical response she received was that she shouldn&#8217;t worry, and that there were worse things her son could be involved in than chess.</p>
<p><em>A Potential Diagnosis</em><br />
When one looks closely at the facts, it is clear that Regina&#8217;s intuition was correct, but the psychiatry of the day did not have an accurate enough lens to see it. Brady describes some of Bobby&#8217;s symptoms:</p>
<blockquote><p>At thirteen, his behavior in chess tournaments and in clubs was quite benign, but like many teenagers he was sometimes too loud when talking, clumsy while walking past games in progress, unkempt in grooming, and a perennial &#8216;bobber&#8217; at the board. (Brady 70-71)</p></blockquote>
<p>To this list of symptoms, one might also add an apparent lack of empathy and awareness of social norms. Bobby&#8217;s life is rife with examples of this, even from an early age.</p>
<blockquote><p>The problem with Bobby was a social one: from an early age he followed his own rhythms, which where often antithetical to how other children developed. An intense stubbornness seemed to be his distinguishing feature. He was capable of ranting if he didn&#8217;t get his way&#8211;about foods he did or didn&#8217;t like, or when to go to bed (he liked to stay up late), or when to go out or stay home. At first Regina could handle him, but by the time Bobby reached six, he was dictating policy about his own regimen. Bobby wanted to do what he wanted to do&#8211;and chose when, where, and how to do it. (Brady 13)</p></blockquote>
<p>At one point, Brady suggests that the young Fischer would be considered &#8220;hyperactive&#8221; by today&#8217;s standards. This diagnosis is doubtful from the get-go: hyperactivity is an attention deficit, and hyperactive kids struggle with chess. A competent psychiatrist in this day would likely diagnose Bobby with the same ailment that has&#8211;rightly or wrongly&#8211;been attributed to Einstein: Asperger&#8217;s syndrome.</p>
<p>Wikipedia sums up Asperger&#8217;s as follows:</p>
<blockquote><p>Asperger syndrome, also known as Asperger disorder or simply Asperger&#8217;s, is an autism spectrum disorder (ASD) that is characterized by significant difficulties in social interaction and nonverbal communication, alongside restricted and repetitive patterns of behavior and interests. It differs from other autism spectrum disorders by its relative preservation of linguistic and cognitive development. Although not required for diagnosis, physical clumsiness and atypical (peculiar, odd) use of language are frequently reported.</p></blockquote>
<p>Wikipedia goes on to list &#8220;restrictive and repetitive interests and behavior&#8221; and hypersensitivity in audio and visual perception, both of which were manifest in Fischer. He would often complain in tournaments about harsh lighting and people being too loud. The 1972 World Championship was almost forfeited on account of the sounds coming from television cameras recording the event.</p>
<p>The DSM IV description of Asperger&#8217;s can be found <a href="http://www.autreat.com/dsm4-aspergers.html">here</a>.</p>
<p>Asperger&#8217;s can be extremely disabling. Imagine being socially &#8220;blind.&#8221; One would have difficulty knowing friend from foe, but an equally great difficulty would be in navigating the social web and <em>finding</em> friends in the first place. When two people meet each other, a &#8220;dance&#8221; goes on to assess whether a friendship will develop. Asperger&#8217;s is the equivalent of being deaf to the music.</p>
<p>It is in this context that we can make sense of Fischer&#8217;s chess obsession. Young Bobby&#8217;s beautiful mind was trying to find a way around a disability. Of various <em>ad hoc</em> remedies that his mother offered (at one point, unable to afford a piano, his mother found someone to teach him the accordion), chess came out as the forerunner, a game that requires impeccable perception, analysis and timing. As a corollary, expertise at the game would give Bobby entry into a much needed social circle.</p>
<p>If it is the case that Bobby had Asperger&#8217;s, it would have been impossible for Regina to find such a diagnosis for Bobby. While Hans Asperger first described the disability in 1944, it was not popularized or accepted in the medical community until the 1980s.</p>
<p><em>Children and Grown Children Can Be Cruel</em><br />
In the context of young Bobby&#8217;s disability, we can understand much of what unfolds in the rest of his life. In many ways, after deciding to pursue chess, Bobby&#8217;s life became simple. On some level, he knew that he would never be accepted as &#8220;normal,&#8221; but, by becoming the best chess player, he could become king of a world of his own. Those who showed ridicule and intolerance, he would cut from his life, and feel justified doing so, knowing that if nothing else he was better than them on the chess board. But, the only way for the solution to work on the whole would be to become the greatest chess player in the world. Whether he was accepted or rejected, the solution was always the same: to become better at chess. Chess itself has to be a special game to even fill this need, and only a chess player can know how special the game can be. The better the chess player one is, the more one can appreciate it.</p>
<p>Return now to the World Championship Candidates tournament, in which the 15-year-old Bobby eventually lost to Tal. At that time, the other chess players ridiculed Bobby, and there was a conscious effort to exclude him from the chess elite, where he had already rightfully won his place. The other &#8220;candidates&#8221; were in their twenties and older. Great chess players, like mathematicians, usually reach their prime in their twenties.</p>
<p>In many ways, the 15-year-old Bobby was just a fish for the twenty-somethings and older grandmasters, far away from his Brooklyn home and supporters, at the Candidates tournament in Yugoslavia.  Pictures of him at the tournament show him wearing a ski sweater and corduroy pants, surely unable to afford better, while all of the other players donned tailored suits.</p>
<p>At these tournaments, the masters that are playing are designated a &#8220;second&#8221; &#8212; usually also a master &#8212; to assist them in numerous ways, but especially in pre-game and post-game analysis. Russian players would often have a full entourage. At the tournament, even Bobby&#8217;s second, Bent Larson, turned against him. Brady&#8217;s description of the events is worth quoting at length.</p>
<blockquote><p>Bobby&#8217;s second, the great Danish player Bent Larsen, who was there to help him as trainer and mentor, instead criticized his charge, perhaps smarting from the rout he&#8217;d suffered at Fischer&#8217;s hands in [the first round at] Portoroz. Not one to keep his thoughts to himself, Larsen told Bobby, &#8216;Most people think you are unpleasant to play against.&#8217; He then added, &#8216;You walk funny.&#8217; &#8230; Declining to leave any slur unvoiced, he concluded &#8216;And you are ugly.&#8217; Bobby insisted that Larsen wasn&#8217;t joking and that the insults &#8216;hurt.&#8217; His self-esteem and confidence seemed to slip a notch. (Brady 111)</p></blockquote>
<p>There was also collusion afoot by the Soviet players, with Tal and Petrosian deliberately drawing all of their games and thereby conserving their energy. This is a known fact, but Bobby also worried that the Soviet players were guilty of a more pronounced form of collusion, discussing games while in progress, thereby combining forces against him. Whether or not they were doing so, Tal played to this fear, getting up at crucial moments of the game speak in Russian with the other Soviet players. He also used other psychological tactics against Bobby.</p>
<blockquote><p>Tal, in a seeming bid to increase Bobby&#8217;s irritation, also offered a slight smile of incredulity after each of the American&#8217;s moves. &#8230; Fischer, deciding to use Tal&#8217;s tactics against him, tried producing his own stare, and even flashed an abbreviated, sneering smile of contempt. But after a few seconds, he&#8217;d break eye contact and concentrate on &#8230; the action on the board.</p>
<p>Tal was an encyclopedia of kinetic movement. All in a matter of seconds, he&#8217;d move a chess piece, record the action on his score sheet, position his head within inches of the clock to check the time, grimace, smile, raise his eyebrows, and &#8216;make funny faces,&#8217; as Bobby characterized it. &#8230;</p>
<p>The Russian would look at Bobby from near or afar, and begin laughing, and once in the communal dining room he pointed to Bobby and said out loud &#8216;Fischer: cuckoo!&#8217; Bobby almost burst into tears, and for the first and perhaps only time during the tournament, Larsen tried to console him.  &#8216;Don&#8217;t let him bother you.&#8217; He told Bobby he&#8217;d have an opportunity to seek revenge &#8230; on the board. (Brady 113)</p></blockquote>
<div id="attachment_157" style="width: 220px" class="wp-caption alignright"><a href="http://www.typewriterpeople.com/wp-content/uploads/2013/12/tal_1960.jpg"><img class=" wp-image-157 " alt="tal_1960" src="http://www.typewriterpeople.com/wp-content/uploads/2013/12/tal_1960-300x283.jpg" width="210" height="198" /></a><p class="wp-caption-text">Mikhail Tal</p></div>
<p>Fischer would not have his revenge, losing all four games against Tal in the tournament. It is worth noting that Bobby did not take the opportunity to make fun of Tal&#8217;s deformed right hand. Tal went on to win the World Championship in 1960, and his psychological dominance of Bobby surely helped him to get there.</p>
<p>In a tournament years later, Bobby would get his revenge on Tal. Tal, up to his old tricks, wasted ten minutes staring Bobby down before making his first move, perhaps looking for weakness. Bobby, now prepared, disregarded it and beat him.</p>
<p><em>The Unspeakable Article, Again</em><br />
With these factors in mind, we can once again return to Ginzburg&#8217;s article. I think that it is not too far-fetched to point to Ginzburg&#8217;s article as the original source of Bobby&#8217;s irrational anti-Semitism. What Ginzburg did that was so devastating was similar to what Tal did: it exposed Bobby&#8217;s weaknesses to plain view in an unsympathetic way. Perhaps the lowest blow was when Ginzberg implied that Bobby disliked his mother. The following is from the Ginzberg article.</p>
<blockquote>
<p align="justify">Bobby: &#8216;She and I just don&#8217;t see eye to eye together. She&#8217;s a square. She keeps telling me that I&#8217;m too interested in chess, that I should get friends outside of chess, you can&#8217;t make a living from chess, that I should finish high school and all that nonsense. She keeps in my hair and I don&#8217;t like people in my hair, you know, so I had to get rid of her.&#8217;</p>
<p align="justify">Ginzberg: &#8216;You mean that she moved out of the Brooklyn apartment you lived in?&#8217;</p>
<p align="justify">Bobby: &#8216;Yeh, she moved in with her girl friend in the Bronx and I kept the apartment. But right now she&#8217;s away on this trip with those people [the pacifists] for about eight months. I don&#8217;t have anything to do with her.&#8217;</p>
</blockquote>
<p>That Ginzburg betrayed the young Bobby is beyond debate. Even if he did not embellish, he posed as a friend from the Bronx and took the most seedy elements of a five-hour conversation and used them to his benefit, and against Bobby&#8217;s. This of course does not justify the Bobby&#8217;s anti-Semitism, but my contention here is that this may have been where Bobby&#8217;s anti-Semitism was born. The reasoning goes as follows. On account of his disability, Bobby was unable to tell friend from foe. Instead of going on a case-by-case basis, in a misguided attempt at self-preservation, Bobby would generalize when injured badly. Tal had injured Bobby; Tal was Russian; therefore Russians are out to get Bobby. Ginzburg had injured Bobby; Ginzburg was a Jew; therefore Jews are out to get Bobby. Although he would likely never admit it, Bobby was essentially afraid. The argument is that the flawed logic was precipitated by the disability.</p>
<p><span style="line-height: 1.5;">We can use this model of &#8220;generalizing&#8221; to also understand Fischer&#8217;s fear of the press (also originating with Ginzburg) and the U.S. government (originating in the F.B.I.&#8217;s hounding of his &#8220;communist&#8221; mother and further strengthened upon their persecution of him for his rematch with Spassky). The same flawed reasoning would play itself out again and again in Fischer&#8217;s life. One can see Fischer&#8217;s fear of the press in an <a href="http://www.youtube.com/watch?v=MPlXC3M8hbg">interview</a> he did for the Dick Cavett show. </span></p>
<p><span style="line-height: 1.5;">Whether or not Bobby&#8217;s anti-Semitism originated in the way described, it was of course an abomination. Many of Fischer&#8217;s closest friends and mentors were Jews, and Bobby himself was likely a full blooded, if not practicing, Jew.</span></p>
<p><span style="line-height: 1.5;">After the tournament in Yugoslavia, Fischer later became friends with Grandmaster Lilienthal, mentioned at the start of this article. Brady relates the following.</span></p>
<blockquote><p>When Bobby aired his views regarding the Jews, Lilienthal stopped him: &#8216;Bobby,&#8217; he said, &#8216;did you know that I, in fact, am a Jew?&#8217; Bobby smiled and replied, &#8216;You are a good man, a good person, so you are not a Jew.&#8217;</p></blockquote>
<p><em>Conclusion</em><br />
It was readily apparent to anyone who knew the young Bobby that he was a special case, and needed to be protected. To a great extent, he was protected by the chess community. Selfless protectors and benefactors came from all around: Carmine Nigro, who tutored and befriended the young Bobby; Jack Collins, who took Nigro&#8217;s place when Nigro moved away and fed him dinner almost daily; Borris Spassky, who displayed a fierce loyalty to Fischer throughout his life, and viewed him like a &#8220;brother.&#8221; Perhaps most impressive, the entire Parliament of Iceland came to his defense when Fischer was imprisoned in Japan on account of the George W. Bush administration revoking his passport, attempting to take him to task for playing the cash game against Spassky in Yugoslavia, years prior, in violation of a trade embargo. Bush&#8217;s targeting Bobby in the &#8220;war on terror&#8221; was as irrational as the F.B.I.&#8217;s targeting of Regina during the time of McCarthyism. The Icelandic government offered Bobby full citizenship, in defiance of the U.S. government. In a display of civility and humanitarianism, a committee was formed to care for Fischer in Iceland, where Fischer spent the final years of his life.</p>
<p>In all, the story of Fischer&#8217;s life is one of unsung heroes and ignorant villains. It is unfortunate that the U.S. government and the press at the time would have to be grouped with the latter. The press, perhaps, can be forgiven, because, as always, they were just trying to get a story, and it was not an organized, deliberate effort. But the U.S. government&#8217;s treatment of the misunderstood genius should not be forgiven or forgotten any time soon.</p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>https://www.typewriterpeople.com/a-vindication-of-bobby-fischer-in-the-age-of-computer-chess/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Meg in Debt</title>
		<link>https://www.typewriterpeople.com/meg-in-debt/</link>
		<comments>https://www.typewriterpeople.com/meg-in-debt/#comments</comments>
		<pubDate>Wed, 08 Jan 2014 06:01:58 +0000</pubDate>
		<dc:creator><![CDATA[John Davis]]></dc:creator>
				<category><![CDATA[articles]]></category>

		<guid isPermaLink="false">http://www.typewriterpeople.com/?p=231</guid>
		<description><![CDATA[Meet Meg. She&#8217;s a fan of Ben Folds Five and The Handmaid&#8217;s Tale. She has a master’s degree in lit . She posted this information on a public blog a couple of years ago. The blog has a total of two posts and no followers. It was last updated in October 2011, and its creation [&#8230;]]]></description>
				<content:encoded><![CDATA[<div id="attachment_244" style="width: 250px" class="wp-caption alignleft"><img class=" wp-image-244 " alt="worried" src="http://www.typewriterpeople.com/wp-content/uploads/2013/12/npG7FNM-300x225.jpg" width="240" height="180" /><p class="wp-caption-text">This is not Meg. This is a model.</p></div>
<p>Meet Meg. She&#8217;s a fan of Ben Folds Five and <em>The Handmaid&#8217;s Tale</em>. She has a master’s degree in lit . She posted this information on a public blog a couple of years ago. The blog has a total of two posts and no followers. It was last updated in October 2011, and its creation is apparently one in a series of plans that didn&#8217;t work out for Meg. In it, she gripes about her &#8220;$100,000 McChickens&#8221;-worth of student loan debt and her part-time job that pays $7.14 an hour. (She tells Typewriter People that she has since gotten a job as a teaching assistant, but this is temporary, and she anticipates going &#8220;back to the drawing board&#8221; soon.)</p>
<p><span id="more-231"></span>Overall, her message is one of desperation; she makes a general appeal for guidance after being hit by a string of bad, nonsensical outcomes. She went to school for many years and paid a lot of money only to have the American economy ignore her existence.</p>
<blockquote><p>&#8220;So tell me, Internet,&#8221; she writes, &#8220;what is a person to do in this situation?&#8221; She got one response, from a site promoting a shoe sale.</p></blockquote>
<p>Meg is far from alone in feeling ripped off by the education industry. She, after all, did pretty much what students are told to do: Stay in school. Follow your passion. America will make a place for all motivated, educated people. But because around half of new college graduates are un-, under- or marginally employed these days, their success rate when it comes to finding good jobs is the same as that of marriages: half fail. The numbers are worse and regret levels higher for students who majored in the arts.<br />
McKinsey &amp; Company, a global management firm, recently examined this trend of regret felt by students like Meg. The company&#8217;s report, <em>Voice of the graduate</em>, reinforces Bureau of Labor Statistics data showing a generation of overeducated workers or a badly underperforming, inefficient job market, depending on how you look at it. The <em>Voice</em> report found that many students tend to regret their undergraduate majors, with significant numbers of those who studied arts and humanities wishing they had taken a different path.<br />
As the Megs of the world cry out in desperation asking what to do and what they did wrong, the education industry over the past 30 years has been unstoppable.</p>
<blockquote><p>Its position as a doorman collecting admission for entrance into our economy has allowed its prices and demands on consumers to become utterly disconnected from what it delivers.</p></blockquote>
<p>While education is marketed as a public good, in practice it is big business, even to the point of following the strange American penchant for outsized executive salaries.<br />
A recent analysis of top executive salaries at private colleges found a record number of presidents (42) making more than $1 million McChickens a year. The very top earners saw their compensation double and triple in short periods of time.</p>
<blockquote><p>Regardless of where you stand on the executive salary debate (I tend to think it’s a simple moral hazard thing), the staggering rise in the cost of a college education (more than 1,000 percent since the 1970s), makes it clear that the education industry, like any business, is focused on its own growth and not with how students fare once they leave campus.</p></blockquote>
<p>Otherwise, people like Meg wouldn’t be starting blogs about joblessness and debt, a story that has become so common no one bats an eye.<br />
Education in the purest sense is essential in a democracy and makes us free on both personal and organizational levels, but having this necessity pass through the hands of industry has put us $1 trillion in debt, arguably one of the nastiest ways people lose life options. Understanding and addressing this tension between business and education will likely be critical to keeping us from continuing to see a generation of Megs, young people sidelined for their most productive years and unlikely to ever catch up.<br />
Visit Meg&#8217;s blog <a href="http://homelessandunemployedcollegegrad.blogspot.com/" target="_blank">here</a>.<br />
See the McKinsey report <a title="Voice of the graduate" href="http://typewriterpeople.com/voice.pdf" target="_blank">here</a>.<br />
See university execs&#8217; salaries tallied by the Chronicle of Higher Education <a href="http://chronicle.com/article/Executive-Compensation-at/143541?cid=megamenu#id=table" target="_blank">here</a>.</p>
<p>EDITOR&#8217;S NOTE<br />
Meg resurrected her blog, <em>The Homeless and Unemployed College Grad</em>, as typewriterpeople.com prepared to run this story. Her first post in two years: <em>How to Get By on Free Food, Or Nearly Free.</em></p>
]]></content:encoded>
			<wfw:commentRss>https://www.typewriterpeople.com/meg-in-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Professor and the Lawyers: Outing 401(k) Fee Mysticism</title>
		<link>https://www.typewriterpeople.com/the-professor-and-the-lawyers-ian-ayers-brouhaha-over-401k-fees/</link>
		<comments>https://www.typewriterpeople.com/the-professor-and-the-lawyers-ian-ayers-brouhaha-over-401k-fees/#comments</comments>
		<pubDate>Tue, 07 Jan 2014 05:05:32 +0000</pubDate>
		<dc:creator><![CDATA[John Davis]]></dc:creator>
				<category><![CDATA[articles]]></category>

		<guid isPermaLink="false">http://www.typewriterpeople.com/?p=95</guid>
		<description><![CDATA[Yale economist and law professor Ian Ayers grabbed national attention this summer when he sent letters to 6,000 401(k) sponsors, telling them they could be paying too much in fees.  The letters were bashed hard by the industry as fear mongering since many companies that sponsor retirement plans have no idea whether they are paying [&#8230;]]]></description>
				<content:encoded><![CDATA[<div id="attachment_96" style="width: 100px" class="wp-caption alignright"><img class=" wp-image-96  " alt="ayres_ian" src="http://www.typewriterpeople.com/wp-content/uploads/2013/12/ayres_ian.jpg" width="90" height="120" /><p class="wp-caption-text"><center>Ayers</center></p></div>
<p>Yale economist and law professor Ian Ayers grabbed national attention this summer when he sent letters to 6,000 401(k) sponsors, telling them they could be paying too much in fees.  <span id="more-95"></span>The letters were bashed hard by the industry as fear mongering since many companies that sponsor retirement plans have no idea whether they are paying too much. Critics pointed out that the odds are any individual company wasn’t overpaying because the majority of plans do not over-charge, especially since the Department of Labor has cracked down on rampant overcharging in recent years.  In addition, the data was old (2009), and the federal filings Ayers used were not reliable because good info on these things is not given to our government. In other words, Ayers was trying to know the unknowable.</p>
<blockquote><p>Question: ‘Are my retirement plan fees too high?’ Industry answer: ‘Eeeh, too hard to say. You should probably check on that.’</p></blockquote>
<p>The letters went on to say that Ayers and research partner Quinn Curtis (University of Virginia) would publish the full results, with names, this spring. This is an example of  a &#8220;fear game,&#8221; because businesses whose retirement plans are the most fee-laden have a vested interest in not having that information shared publicly &#8212; on twitter, no less. In response, powerhouse law firm Drinker Biddle sent out an open letter discrediting the Ayers and Curtis study, based on an early draft of the findings. This raises the question: On what basis could a law firm publicly bash the results of an M.I.T.-educated economist, even before the results are published? Perhaps more interesting: Why would a law firm be interested in discrediting the findings of an academic researcher?</p>
<p>Ayers’ mailings, whether an experiment in poking the hornets’ nest, publicity grabbing or an earnest attempt to get lower fees for people, touches on a recurring theme in the technology-driven economy: Gatekeepers beware. Asymmetry of information, a critical factor in all rip-offs, is under siege in this time of massive processing power and networks able to do the bidding of curious individuals like Ayers. Want to rank thousands of 401(k) plan fees? No problem. Here is your spreadsheet. Want to name-names publicly on absolutely anything at all? Tweet me.</p>
<p>Names will be named, increasingly, and gatekeepers who have repeatedly mystified us with all the unknowables about how much we are paying for our retirement investments or our health care or even our cars are hopefully going to be exposed. Comparison shopping is one of the things that the Internet was made to do, and in some ways Ayers and Curtis are extending its reach and empowering consumers, regardless of their motives. (Note: Ayer’s got famous among the law professor set for writing about gender and race discrimination in the car-buying process.)</p>
<p><a href="http://typewriterpeople.com/ayersletter.pdf" target="_blank">Here is a copy of one of the letters</a>.</p>
<p>You can see Ayers page at Yale <a href="http://www.law.yale.edu/faculty/ianayres.htm" target="_blank">here</a>.</p>
<p>This is the Drinker Biddle open letter:<a href="http://typewriterpeople.com/yale-professor-letters-memo.pdf" target="_blank"> View pdf</a>.</p>
]]></content:encoded>
			<wfw:commentRss>https://www.typewriterpeople.com/the-professor-and-the-lawyers-ian-ayers-brouhaha-over-401k-fees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How (Some) Airlines Profit from Tragedy</title>
		<link>https://www.typewriterpeople.com/how-some-airlines-profit-from-tragedy/</link>
		<comments>https://www.typewriterpeople.com/how-some-airlines-profit-from-tragedy/#comments</comments>
		<pubDate>Mon, 06 Jan 2014 04:06:43 +0000</pubDate>
		<dc:creator><![CDATA[Josh Davis]]></dc:creator>
				<category><![CDATA[articles]]></category>

		<guid isPermaLink="false">http://www.typewriterpeople.com/?p=310</guid>
		<description><![CDATA[On March 1, 2010, I received a phone call that changed my life forever. My dad, on government contract in South Carolina, was in the hospital. It was not clear what the issue was, but it was urgent. The evening of March 1 was spent online, trying to find an affordable airline ticket for the next [&#8230;]]]></description>
				<content:encoded><![CDATA[<div><img class="size-full wp-image-328 aligncenter" alt="airline" src="http://www.typewriterpeople.com/wp-content/uploads/2014/01/airline.jpg" width="278" height="182" />On March 1, 2010, I received a phone call that changed my life forever. My dad, on government contract in South Carolina, was in the hospital. It was not clear what the issue was, but it was urgent. The evening of March 1 was spent online, trying to find an affordable airline ticket for the next day. Simply put, they were not available. I ended up spending seven hundred dollars on a two connection flight from Milwaukee to Columbia, South Carolina. One connection flights and even direct flights from Milwaukee to Columbia are available, but they were at least a hundred dollars more expensive.<span id="more-310"></span></div>
<div></div>
<p></p>
<div>To prove my point, I now log on to Expedia and search for the same round trip flight as if I had to take the flight tomorrow. The cheapest price comes up: $882.50. This two stop Delta/US Airways flight comes up right at the top. Just beneath it: a one stop US Airways flight for $950. Bear in mind, there is no logical reason why a person would have to stop at two airports when flying from Milwaukee to Columbia except to goad someone into spending more money. Considering the price of fuel, one would think that a two stop flight would be more expensive. Now, I do a search two weeks ahead. A one stop flight immediately shows up for $259.</div>
<div></div>
<p></p>
<div>This is not meant to single out Expedia. The same or similar applies to all of the major independent flight booking websites: Hotwire, Travelocity, Orbitz. On none of these sites is there a box to click in the case of a medical emergency or bereavement.</div>
<div></div>
<p></p>
<div>The net result is that airlines profit from the fact that one cannot schedule when an emergency will arise. This applies equally to medical emergencies and funerals. An additional profit is to be made in medical emergencies when one is also unable to schedule how long the emergency will take. When I went to Columbia, I would eventually have to purchase another ticket altogether for my return flight.</div>
<div></div>
<p></p>
<div><em>Medical Emergency and Bereavement Fares</em></div>
<div>Although one cannot get a medical emergency or bereavement fare through travel websites, they are available direct from many &#8212; but not all &#8212; airlines. This usually requires calling the airline directly, and the tickets cannot be purchased on the airline&#8217;s website. A 2004 <a href="http://www.smartertravel.com/travel-advice/Bereavement-fares-Little-consolation.html?id=14172">study</a> by Smarter Travel found that, in general, they could get a better rate directly from a travel website than the bereavement fare. The study lists seven airlines: Delta, American, United, Northwest, US Airways, Continental, and AirTran. Of these seven, only AirTran did not offer a bereavement fare (they say as much <a href="http://www.airtran.com/faq/q/does_airtran_airways_offer_cheaper_prices_for_bereavement_or_emergency_travel.aspx?tt=Specials+and+Sale+Fares">here</a>), but all of the bereavement fares were beaten by fares that Smarter Travel was able to find on the major vacation websites. The worst was Continental &#8211;now merged with United &#8212; whose bereavement fare was $400 more than its own lowest regular fare. The study, however, is questionable because the flights were being booked three days in advance. Sometimes, in an emergency, one does not have three days. That is why it is called an emergency.</div>
<p></p>
<div></div>
<div>A closer look into bereavement fares shows them to be a mixed bag. One gets the sense that in some cases the airline is still attempting to profit off of tragedy, some airlines seem to be making a genuine effort, and some &#8212; ahem AirTran &#8212; simply make no effort, at all. This is how it works.</div>
<p></p>
<div></div>
<div>The upside of bereavement fares is that they usually offer flexible travel dates, including a flexible return date. The most common way that an airline calculates a bereavement fare is by taking a certain percentage off the lowest published fare, waiving fees, and offering a flexible return date. One can see immediately that the airline may still retain a great deal of profit in this case. If one is attempting to book a fare one day in advance of the departure, the lowest published fare may be exponentially higher than the one paid by the guy sitting next to me or anyone else on the flight. If an airline took 10 percent off of the $950 one stop fare mentioned above, I would still be on the hook for $855 for my hypothetical trip tomorrow. Travelocity did a <a href="http://www.travelocity.com/blog/03bereavement-compassion-fares-travel-tips">study</a> breaking down some of the policies by airline, but the research is spotty at best. It tells us that Air Canada has no bereavement fare available, but a commenter tells of Air Canada being of assistance. The article praises United&#8217;s policy of taking 10 percent off of the lowest available fare, but I see noting praiseworthy in this policy. Needless to say, Continental&#8217;s policy was far from compassionate, with a discount scale based on the price of the ticket.</div>
<div></div>
<p></p>
<div>One thing that stands out from both studies is that American Airlines is probably the forerunner for most compassionate airline. They have  set bereavement rates that do not change, and travel dates can be changed as many times as need be without fares. In addition, American was the only airline that Smarter Travel found with a bereavement fare lower than any of its published available fares.</div>
<div></div>
<p></p>
<div>On one occasion when I was having the minor emergency of forgetting to send flowers for Mother&#8217;s Day, a friend suggested that I bid for a ticket on Priceline, and I was able to find an affordable ticket at the last minute. In the face of the lack of compassion from many airlines, that may be your best bet.</div>
]]></content:encoded>
			<wfw:commentRss>https://www.typewriterpeople.com/how-some-airlines-profit-from-tragedy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Seneca&#8217;s Advice to Millenials</title>
		<link>https://www.typewriterpeople.com/senecas-advice-to-millenials/</link>
		<comments>https://www.typewriterpeople.com/senecas-advice-to-millenials/#comments</comments>
		<pubDate>Sun, 05 Jan 2014 18:30:06 +0000</pubDate>
		<dc:creator><![CDATA[Josh Davis]]></dc:creator>
				<category><![CDATA[articles]]></category>

		<guid isPermaLink="false">http://www.typewriterpeople.com/?p=190</guid>
		<description><![CDATA[There have always been badasses around, and the Stoic philosophers have a reputation as being some of the original ones (think Russell Crowe in Gladiator). As part of the research for my next book project, I have been reading Seneca&#8217;s Letters From a Stoic for the first time. Seneca was a Roman philosopher and statesman, roughly a contemporary [&#8230;]]]></description>
				<content:encoded><![CDATA[<div id="attachment_191" style="width: 265px" class="wp-caption alignright"><img class="size-full wp-image-191 " alt="seneca" src="http://www.typewriterpeople.com/wp-content/uploads/2013/12/seneca.jpg" width="255" height="198" /><p class="wp-caption-text">Lucius Annaeus Seneca 4 BC &#8211; 65 AD</p></div>
<p>There have always been badasses around, and the Stoic philosophers have a reputation as being some of the original ones (think Russell Crowe in <em>Gladiator</em>)<em>.</em> As part of the research for my next book project, I have been reading Seneca&#8217;s <em>Letters From a Stoic</em> for the first time. Seneca was a Roman philosopher and statesman, roughly a contemporary of Christ, and a tutor and advisor to the emperor Nero, at whose hands Seneca was ultimately killed.</p>
<p>In Letter XV, Seneca quotes Epicurus:</p>
<blockquote><p>The life of folly is empty of gratitude, full of anxiety: it is focused wholly on the future.</p></blockquote>
<p><span id="more-190"></span>Seneca comments:</p>
<blockquote><p>What sort of life do you think is meant by &#8216;life of folly&#8217;? &#8230; [H]e means our own life, precipitated by blind desire into activities that are likely to bring us harm and will certainly never bring us satisfaction &#8212; if they could ever satisfy us they would have done so by now &#8212; never thinking how pleasant it is to ask for nothing, how splendid it is to be complete and independent of fortune.</p></blockquote>
<p>Seneca encourages us to practice gratitude in the face of desire. Seneca goes on:</p>
<blockquote><p>So continually remind yourself, Lucilius, of the many things you have achieved. When you look at all the people out in front of you, think of all the ones behind you. If you want to feel appreciative where the gods and your life are concerned, just think how many people you&#8217;ve outdone.</p></blockquote>
<p>Seneca&#8217;s words ring as true now as ever. In this age of media deluge, it can be difficult to see the forest for the trees, that &#8212; abundant though media is &#8212; everything that we are exposed to via a two dimensional screen is a construct, something deliberately made for the sake of a certain end. Some of these ends are good, and some are pernicious, but the world is larger than the media. Just as Einstein suggests that the proper perspective from which to view the physical world is a &#8216;local&#8217; one, so Seneca argues that the proper perspective from which we should view life as a whole is our own lives. Our own lives have to be the starting-point and the reference point for judgement, not the lives that we see on a screen. After all, we know our lives, we don&#8217;t know those of others.</p>
<p>Seneca continues:</p>
<blockquote><p>Why be concerned about others, &#8230; when you&#8217;ve outdone your own self? Set yourself a limit which you couldn&#8217;t even exceed if you wanted to, and say good-bye at last to those deceptive prizes more pernicious to those who hope for them than those who have won them.</p></blockquote>
<p>Seneca was a wise man, and a cheerfulness seems to emanate from his letters, as he chats about details of his personal life with Lucilius, a property that he owns that is being mismanaged, an ill-advised trip he took to see the &#8216;games&#8217; (gladiator contests), and so on. As with all advice, it is up to the recipient to take it or leave it, but if it were snubbed, I&#8217;m sure Seneca would take it with the Stoic cheerfulness with which he typically conducted his life. In another letter, he quotes his beloved Epicurus again:</p>
<blockquote><p>If you shape your life according to nature, you will never be poor; if according to people&#8217;s opinions, you will never be rich.</p></blockquote>
]]></content:encoded>
			<wfw:commentRss>https://www.typewriterpeople.com/senecas-advice-to-millenials/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Prison Economy: Not Just Cigarettes for &#8230;</title>
		<link>https://www.typewriterpeople.com/the-prison-economy/</link>
		<comments>https://www.typewriterpeople.com/the-prison-economy/#comments</comments>
		<pubDate>Sun, 05 Jan 2014 18:00:34 +0000</pubDate>
		<dc:creator><![CDATA[John Davis]]></dc:creator>
				<category><![CDATA[articles]]></category>

		<guid isPermaLink="false">http://www.typewriterpeople.com/?p=127</guid>
		<description><![CDATA[You really can go home again if you want, but be prepared for weirdness.  A typewriter fetishist blog reviewed the still-being-produced Royal Scrittore II portable manual typewriter earlier this year, with author “Richard P” noting that he ordered the machine because he wanted a typewriter fresh off one of the few remaining assembly lines before [&#8230;]]]></description>
				<content:encoded><![CDATA[<p><span style="line-height: 1.5;"><img class="alignnone size-medium wp-image-130" alt="Picture1" src="http://www.typewriterpeople.com/wp-content/uploads/2013/12/Picture1-300x119.png" width="300" height="119" /></span></p>
<p><span style="line-height: 1.5;">You really can go home again if you want, but be prepared for weirdness.  A typewriter fetishist blog reviewed the still-being-produced Royal Scrittore II portable manual typewriter earlier this year, with author “Richard P” noting that he ordered the machine because he wanted a typewriter fresh off one of the few remaining assembly lines before they shut down for good. The review is not flattering, nor are the images of sample type impressive.<span id="more-127"></span> The typewriter looks cool and new, but is made of plastic and overall appears to be a kind of crappy impostor of real Royal typewriters from back in the day. Still, some fetishists will spend $169 on these things as part of an extremely niche market. Thus goes the march of the modern economy and creative destruction.</span></p>
<p>You would think. But it turns out that the Richard Ps of the world are not the customers that keep the admittedly tiny typewriter manufacturing industry afloat. You are, as a taxpayer, and you have spent about $28 million since 2001 on government orders that include, you guessed it, typewriters and typewriter-related stuff. Richard P’s little purchase was probably years premature.</p>
<p>The <em>Wall Street Journal</em> recently praised a small U.S. company, Swintec, for tenaciously staying in business as a maker and seller of typewriters, relying on prisons, funeral homes and antiquated city halls for business even as the rest of the world has moved on. The company invented a clear plastic typewriter for prisons that prevents inmates from smuggling contraband inside the machines. This proved to be a stroke of genius that saved the company. Federal statistics show 1.5 million people were incarcerated in the U.S. as of 2011, enough people to create a whole bizzarro sub-economy. (The <i>Prison Legal News</i> magazine, for example, generated $100,000 in subscriber revenue last year.) While the figure might be plateauing amid budget stress, the counterbalance of population growth should make selling stuff to the corrections industry a stable proposition for years to come.</p>
<p>The bizzarro prison sub-economy does more than keep irrelevant technologies in business. It sidelines vast amounts of human capital for years, essentially shutting a segment of society out of the economy even after they have paid up for whatever they did.  From the nonprofit Fortune Society:</p>
<blockquote><p>“Even when these men and women are able to find employment, they are often unable to make ends meet because of insurmountable child support debt that accumulated as they make $1/day in prison; or other mandatory fees and fines assessed as a result of their involvement in the system.”</p></blockquote>
<p>Local governments alone spent $26 billion to incarcerate people in 2011, and this figure does not count the lost productivity and drain former inmates represent long-term as they are unable to re-join society because they come out of prison even more ill-equipped than when they went in.</p>
<p>Even for those who believe people who commit crimes shouldn’t have access to technology or education, or even a decent life once they get out, the question remains: What is the real economic cost? People who have been Rip-Van-Winkled from society and never catch up still consume resources such as shelter and food, and creating a system that makes it impossible for them to earn their keep, ever, impoverishes the economy. They become dead weight, or, as many do, they opt to fend for themselves through criminal means, which is all they know.</p>
<p>A Swintec clear cabinet electronic typewriter retails for $649, more than the cost of a new iPad.</p>
<p>To view a report on local prison spending click <a href="http://typewriterpeople.com/local_prison_spending.pdf">here</a>.</p>
<p>See the Royal Scrittore II review <a href="http://writingball.blogspot.com/2013/03/typewriter-review-royal-scrittore-ii.html">here</a>.</p>
]]></content:encoded>
			<wfw:commentRss>https://www.typewriterpeople.com/the-prison-economy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>
